Project Live Well Together
About 80% of the Filipino poor live in the rural areas of the country. These are towns located deep in the mountains and the rice fields. The population density in the rural parts of the country is low, and there is a corresponding deficiency in schools and classrooms. Public school is free, but families still cannot afford to send their children for a complicated network of reasons.
With around 65 million Filipinos or about 80 percent of the population trying to survive on P96 ($2) or less per day, how can a family afford the school uniforms, the transportation to and from school, the expenses for school supplies and projects, the miscellaneous expenses, and the food for the studying sibling? More than this, with the worsening unemployment problem and poverty situation, each member of the family is being expected to contribute to the family income. Most, if not all, out-of-school children are on the streets begging, selling cigarettes, candies, garlands, and assorted foodstuffs or things, or doing odd jobs.
· Employment rate is estimated at a low level percentage averaged for all the barangays
· A large number of people with no secure source of income and mostly of whom are women
· Level of employability of the working-age population at this time is expected to be quite restricted because of the young age (that indicates level of experience) and the generally low level of educational attainment
need for extensive skills training and maybe formal education for adults through available and appropriate means need to develop livelihood activities that are within the immediate capabilities of the people. The target is to get as many people employed as possible in order for household incomes to increase, not necessarily from increased pay of the currently employed members but more from the addition of income with another member contributing to the household coffer.
Projects that will be aimed for:
To develop the entrepreneurial capabilities of the people and improve their knowledge and appreciation on the value of money and household financial management in general
C.2.2 To mobilize local savings and provide an effective mechanism for its safe-keeping and utilization, particularly for investments in various livelihood activities
To develop livelihood activities which the people can themselves effectively manage, and which can augment incomes and provide employment in the area.
A. Program Components and Activities
Community Formation and Action Planning at the Chapter Level
In order to ensure ownership of the plans and activities on livelihood, the people shall themselves be mobilized to undertake detailed planning in which they themselves will ascertain where and how to start with the livelihood program. The FFT shall serve to guide and facilitate this action planning and shall link the people with resource where and when required. The FFT structure shall be utilized as the planning and organizing framework. Mobilization will take place mainly at Region 3, in small groups. From the core groups or livelihood committees shall be organized to lead and work with the FFT in coming up with specific action plans and how these will be pursued.
The main activities will be:
Conduct of meetings and small group discussions
Organization of the Committees
Actual action planning
Setting up the structures and processes for the operation and management of activities
B. Value Formation and Skills Training
One of the key ingredients to developing the people’s abilities to achieve financial independence is to break mind-sets and attitudes that hamper them from effectively managing household and business finances. This includes poor appreciation of financial planning and programming and the real value of money; lack of knowledge on investments and decision-making on business ventures whether small-scale or otherwise; excessive risk-taking and a come-what-may attitude in spending money, i.e., gambling, etc.; and the long experience of dole-outs that weakened the people’s initiatives.
Skills training will also be provided for livelihood activities that require production and or processing, where these activities will be found profitable for the people.
The activities will include:
· Conducting of seminars on, but not limited to:
- Value of money
- Household Financial Planning
- Savings mobilization
- Alternative schemes and structures in operating and managing peoples’ organization on livelihood
· Conducting of training needs assessment (TNA) to determine specific gaps in skills and competencies related to desired production and processing activities
· Conducting of actual trainings based on the results of the TNA mobilization activities